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Finding premium audit errors is a specialized service. There are literally over 100 different factors that make up your workers compensation premium and any one of them can create thousands of dollars in audit errors. To learn about some of these premium factors, get our FREE white paper titled: “Understanding How Your Workers Compensation Experience Modification Is Calculated.” All information will be kept confidential in accordance with our Privacy Policy. After completing the form below you can immediately download and view the white paper.

You owe it to yourself and your company to obtain an NO COST, independent evaluation NOW—YOU Snooze YOU Lose!

 

 

 

You Can Uncover And Recover Thousands Of Workers Compensation Dollars Fast And Effortlessly—Starting Now

 

Warning: Insurance Companies Make Errors In Insurance Premium Audits Every Day. Can You Afford To Pay The Price?

 

• Over 50% of all workers compensation audits and experience modifications are incorrect, costing U.S. corporations millions of dollars each year;
• The payroll used in your workers compensation audit is NOT the same payroll used for payroll accounting purposes (there are 13 items that may be deducted, saving your thousands of dollars each year);
• Your insurance company is required to audit your workers compensation in a certain, predefined way and immediately return auditor errors to you (but you must find the errors);
• Errors that occur in your workers compensation premium audit carry forward to your  experience modification, adding additional costs to your bottom line.

 

Scope Of Services Provided

Our premium audit error recovery services are carefully designed to quickly find and return premium errors to you fast, plus make sure they never happen again. Here how it works:

We Verify The Correctness Of Classifications

If you have been renewing your program year after year without anyone validating your classification codes then you could be paying unnecessary premium dollars every year. As part of our service we will apply current classification guidelines to your program and, where possible, show you how to correct any errors found.

 

We Verify The Correctness Of The Payrolls Used In Your Audit

 

Frequently your premium auditor will incorrectly apply auditing rules to your payrolls. There are 13 potential deductions. Not only will this impact the premium in your current policy, the error will carry forward for several years through your workers compensation experience modification. We will review the method used to determine your payrolls in prior premium audits and, where possible, show you how to correct any errors found.

 

We Will Review All Open Claims For Accuracy

 

Insurance companies are notorious for posting high claim reserves. More often than not this is due to their failure to make reserve adjustments, when justified, prior to the time your workers compensation experience modification is calculated. This timing difference can be very costly to you. We will review all open claims in order to verify that the information used by the adjuster in posting reserves are consistent with the current facts in the case. This claim review alone can save you significant premium dollars.

 

We Verify The Accuracy Of Your Workers Compensation Experience Mod

 

There are over 100 different factors that go into the calculation of your workers compensation experience modification. Anyone of them can create costly errors that will compound over time. Using our sophisticated software we will validate the accuracy of your experience modification for the current and three prior policy years, and even provide a projection for the future year. We will also provide a written report that will take the mystery out of this important premium factor and further reduce costs.

 

We Recover Premium Overcharges

 

We find errors on workers compensation premium audits and past experience modifications all the time. The major of the errors result in premium overcharges. In such cases we will represent you in addressing the premium error with your past insurance carriers and recover the overcharges for you. We do the work—you save.

 

Our Fees Are The Lowest On The Planet

 

Our fees are 50% below our competition. You pay nothing unless errors are found and premiums are returned to you.